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A Smarter Approach to your Next Purchase
Think before you buy—pause, evaluate need vs. want, research options, and consider long-term value to make smarter financial choices.
Mo Shouman
Mar 24
7


Building an Emergency Fund: Why There’s No One-Size-Fits-All Answer
The ideal amount depends on your unique financial circumstances , goals, and—most importantly—your peace of mind.  In a recent poll, I...
Mo Shouman
Nov 18, 2024
6

Essential Financial Strategies for Today's Freelancers
Since the earliest days of commerce, industries have looked for ways to reduce costs. For many, this meant designing business models around
Mo Shouman
Sep 18, 2024
16


Loud budgeting: amplifying your financial awareness
I’d always known that saving for my first home would require a bucket-load of discipline and sacrifice. And when I thought about the amount
Mo Shouman
Sep 18, 2024
16


Is your money mindset holding you back?
Does your Money Mindset have your back? Or… Is it holding you back?Â
If you've never really thought about it, you'd be forgiven.Â
Mo Shouman
Sep 18, 2024
16


The Importance of an Emergency Fund for Tech Professionals in Australia
The tech industry is known for its rapid changes and potential layoffs. An emergency fund provides a cushion
Mo Shouman
Jul 14, 2024
31


8 tips to save money on your bills
We work hard to earn our income and even harder to save it to achieve our dreams.
Mo Shouman
May 10, 2024
19


Avoid passing bad money habits onto your kids
As parents, we’re role models, integral to shaping our children’s values and beliefs. Like little sponges, they absorb our behavioural patte
Mo Shouman
May 3, 2024
11


How much should I have in my emergency fund?
The Household Financial Comfort Report, published by ME Bank, found 22 per cent of Australian households had less than $1,000 in cash saving
Mo Shouman
Apr 26, 2024
20


Five financial tips from an older generation
An initial $500, plus $50 per week over five years, could accumulate almost $15,000! (Assuming no withdrawals and 2.5% interest over the per
Mo Shouman
Apr 19, 2024
7


Simple money mistakes – and how to fix them!
Take one simple example. It’s easy to spend $15 on lunch from a café. But make your own and you could easily save over $10 per day.
Mo Shouman
Apr 12, 2024
11


The balancing act of blended family finances
Marriage breakdown can result in significant financial commitments and family court outcomes.
Mo Shouman
Apr 5, 2024
14


Switch and save
When developing a budget, it’s easy to think that you have no control over costs for essential items such as electricity, particularly when
Mo Shouman
Mar 29, 2024
12


How’s your budget - surplus or deficit?
Budgets are also important on a personal level, especially when living costs are rising and uncertainty abounds. So it’s worth having a look
Mo Shouman
Mar 22, 2024
16


Paying for the holiday after the fun is over
Paying off credit card debt quickly requires more than paying off the minimum each month.
Mo Shouman
Mar 15, 2024
11
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